Goals

IS THIS AN INTERESTING OR PROVOCATIVE QUESTION? When do people concede their hopes for the future? How does it happen?  Certainly how a retiree, or an aging person, views their future will have a [...]

DO YOU HAVE A PLAN TO BE HAPPY LATER IN LIFE?  (For retirement, that is).  Is your idea to get enough money and then you’re out the door?  HOLD ON A MOMENT.  TAKE A DEEP BREATH.  STOP FOR A [...]

BECAUSE SHE WOULD RECOMMEND THAT YOU USE THE VANGUARD TOTAL STOCK MARKET INDEX FUND!  While we don’t normally talk much business, she recently sent me a link to a story referencing this [...]

WE SHOPPED AROUND!  Nothing too complicated.  A better question might be why did it take us so long to do this.  Unfortunately, I was under the impression that once you were with a carrier, and [...]

IT WOULDN’T KILL YOU TO SACRIFICE TWO HOURS A YEAR, WOULD IT?  What would that amount to?  One movie?  A couple of TV shows?  Some useless time surfing the web? Watching your local sports [...]

HOW WOULD YOU RESPOND IF YOUR INVESTMENTS LOST 48%?  WOULD YOU PANIC? In part 1 we discussed how you might be impacted if the markets experienced a large sell-off.  In addition to seeing the [...]

SO, YOUR INVESTMENTS ARE DOING WELL.  The “markets” have been going up for several years – they are on a roll.  We are in the midst of one of the best periods of investment [...]

I get this question all the time!  Many in the middle class or just getting starting saving for their future have difficulty in determining the right amount.  Here are some considerations which [...]

A few months back I had the chance to meet the new Executive Director at one of my clients, a small trade association in St Paul MN.  It was a brief encounter – maybe 30 to 40 seconds. [...]

It may not be, when can I retire?  Or where should I invest?  Or how much insurance do I need?  Or should we pay off our debt first before investing? Or any other question related to your [...]