GO AHEAD – SPEND MONEY. YOU HAVE MY PERMISSION
EVER FEEL GUILTY ABOUT SPENDING MONEY? Many people do. I hear this frequently from clients. For example, during a call with a client a few weeks ago she mentioned that “we probably spend [...]
BACK OF THE ENVELOPE
IF I COULD GET MY PRE-RETIREE CLIENTS TO DO ONE THING, it would be to put together a solid, tight budget of what they will spend during retirement. I HAVE FOUND THAT FAR TOO MANY PEOPLE SPEND TOO [...]
EVEN I GOT SUCKED INTO THIS ONE
I RECEIVED A FLYER IN THE MAIL TO PARTICIPATE IN A “RETIREMENT SURVEY.” It was from a large local advisory firm here in the Twin Cities – Wealth Enhancement Group. FOR THE [...]
NO MORE MR NICE GUY
DO YOU LIKE TO BE AROUND NICE PEOPLE? Work with them? Spend your social time with them? Is this a trick question? IT IS SAFE TO ASSUME THAT, ALL THINGS BEING EQUAL, we would prefer the company [...]
FREE INVESTING
DO YOU KNOW THAT YOU CAN INVEST FOR FREE? Well, almost! There’s no catch! You can open a brokerage account at Vanguard at no charge and buy an ETF that owns thousands of stocks. And the [...]
MY MOTHER PASSED AWAY
MY MOM PASSED AWAY ON THE MORNING OF SATURDAY, FEBRUARY 25TH. I flew back to Tacoma to see her but she had passed before I arrived. I AM THANKFUL TO BE HER SON. You only get one Mother and I [...]
USED CAR SALESMAN, RADIO ADVISERS, AND HONESTY
USED CAR SALES PEOPLE GET A BAD RAP. They’re an easy target. They are the ubiquitous reference for any shady, aggressive or over the top sales tactics. HOWEVER, THEY HAVE NOTHING ON THE [...]
Can Saving 2% More Make A Difference?
I DO A LOT OF RETIREMENT PLANS AND PROJECTIONS. I do them for couples, singles, people close to retirement, others in retirement, and for many who are several decades away. SOME PEOPLE ARE IN [...]